WhatsApp-native finance
Your expenses, budgets, and debts — tracked entirely inside WhatsApp. No app. No dashboard. Just talk.
How it works
Find Abacus and say hi. Takes 30 seconds to set up — no form, no email, no download. Just a conversation.
Tell it what you spent, what you're owed, what your budget is. Plain English and Nigerian context fully understood — "okada", "NEPA", "5k".
Ask anything about your money. Get a clear, instant answer — breakdowns by category, balances, budgets, who owes what.
Six capabilities that replace the budgeting apps you've already abandoned.
Say what you spent. Logged instantly, categorised automatically.
Warned before you overspend, not after. You always know where you stand.
Who owes you, and who you owe. Updated with every message, no awkward forgetting.
Split any expense between friends, track who's paid, send reminders. "Split last night's dinner — 45k between 4 of us." Done.
Most usedA clean summary every month. Totals, breakdowns, trends. Just ask.
No app to download. No dashboard to log into. No new habit to form. WhatsApp is already open — that's where Abacus lives.
The whole pointReal conversation
"5k on food", "okada 800", "emeka owes me 15k" — Abacus knows what you mean. Nigerian context built in. No configuration, no categories to select, no dropdowns.
Pricing
Start free — most people hit 30 transactions by week three. Light unlocks unlimited logging plus reports; Heavy adds debt, splits, PDFs, and longer history for businesses and households.
Get started
No sign-up. No download. Just open WhatsApp and say hi.